The short version: we collect what we need to run BLUNT, we never sell your data, and we never see your bank login. The full detail is below.
This Privacy Policy explains how BLUNT ("BLUNT," "we," "us," or "our") collects, uses, shares, and protects information when you visit our website, join our waitlist, or use our mobile application and related services (collectively, the "Service").
If you have questions about this policy, contact us at hello@getblunt.app.
If and when you use the full BLUNT app and choose to connect a financial account:
We use Plaid Inc. ("Plaid") to facilitate this connection. We never receive or store your online banking username or password — Plaid handles authentication directly with your financial institution.
Transaction data you connect may be sent to third-party AI providers (currently, models provided by Anthropic) to generate spending categorizations, behavioral insights, and the commentary delivered through our "Stash" feature. See Section 5 for how this data is shared, and Section 5 of our Terms and Conditions for important disclaimers about the limits of AI-generated content.
We use the information described above to:
We do not sell your personal information to third parties for their own marketing purposes.
If you are located in the European Economic Area, United Kingdom, or another jurisdiction requiring a stated legal basis, we process your information based on: your consent (e.g., joining the waitlist, connecting a bank account), our legitimate interests in operating and improving the Service, and, where applicable, performance of a contract with you (our Terms and Conditions).
We share information with the following categories of third parties, only as necessary to operate the Service:
We may also disclose information if required by law, to enforce our Terms, to protect the rights and safety of BLUNT or our users, or in connection with a merger, acquisition, or sale of assets (in which case we will notify you).
We retain your information for as long as your account is active or as needed to provide the Service. If you delete your account or unsubscribe from the waitlist, we will delete or anonymize your personal information within 30 days, except where we are required to retain it for legal, tax, or security purposes.
We use industry-standard safeguards to protect your information, including encryption in transit and at rest. Financial account connections are facilitated through Plaid using bank-grade security practices. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.
We use cookies and similar technologies to operate the site, remember your preferences, and understand how visitors use the Service. You can control cookies through your browser settings; disabling them may affect site functionality.
Depending on where you live, you may have rights to:
To exercise any of these rights, contact us at hello@getblunt.app. We will respond within the timeframe required by applicable law. You can unsubscribe from waitlist or marketing emails at any time using the link in those emails.
The Service is not directed to individuals under 18, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, contact us and we will delete it.
Because we and our service providers may operate in different countries (including the United States and Canada), your information may be transferred to, stored, and processed in a country other than your own. We take steps to ensure appropriate safeguards are in place for such transfers as required by applicable law.
Our Service may link to or integrate with third-party services (such as Plaid). Those third parties have their own privacy policies, and we encourage you to review them. We are not responsible for the privacy practices of third parties.
We may update this Privacy Policy from time to time, particularly as we move from the current waitlist stage into the full bank-connected app. We will post the updated policy with a new "Last updated" date and, for material changes, provide additional notice (such as an email or in-app notification).
If you have questions or concerns about this Privacy Policy or our data practices, contact us at hello@getblunt.app.